4 Tips When Filing Workers’ Compensation Claims
No one thinks that they’re going to get hurt at work, but it does happen. Even if you work in a safe work environment, accidents occur. The most common injuries are overexertion, contact with objects or equipment, and slips or falls.
It was reported from the National Safety Council that 33.5% of work-related injuries are overexertion, 26% from contact with objects and equipment, and 25.8% from slips and falls.
When filing a workers’ compensation claim, there are a few things to remember. We’re going to go over some tips to think about when filing.
Get Medical Help
The most important thing when you’ve had an injury is to get the help you need. Even if the accident wasn’t that severe, you should still be seen by a medical professional. “No victim should have to suffer in this situation,” state the experts at Diamond & Diamond; visit the site for more information.
Head, back, and neck injuries are serious even when mild, and you should get the help you need!
Report it Immediately
Whenever you have an accident, the first thing you should do is report immediately, if you can. When you’re unable to report the injury, get the medical help you need and have someone report it for you.
The sooner your supervisor or boss knows about the accident, the better your claim outcome will be. Many states have a time limit to notify them to be able to apply for workers’ compensation. Keep this in mind if you’re hesitant to report an injury you might not think is that serious.
Keep All Records
When you’re ready to file your claim, you’re going to need to provide documentation of the accident. The more you have, the stronger your claim will be. If there was a safety violation, take pictures of the accident scene.
Also, keep any medical records you get from a doctor. If you get X-rays or an MRI done, save the documents for your claim. Make sure that if there were any witnesses, you get a statement from them.
You should ask your company if there are video cameras in that area. You can use that footage to show exactly what happened in real-time.
Consider Hiring a Lawyer
Although you can keep things between you and your employer, if things aren’t going how you like them to, you should consider a lawyer. They have a lot of experience in making claims and know how to win, so you’re likely to get a better result with them.
A lawyer specific for workers’ compensation will know all the laws and your rights as an employee. They’ll assist you and do a lot of the hard work. All you’ll need to do is provide them with the correct information.
The Bottom Line
Now you have some of our tips, you should be ready to file your workers’ compensation claim if you ever need to. Remember, the most important thing is always your health. Get the medical assistance you need immediately after an accident.
Then, make sure you report the incident to your supervisor, keep all records about the accident, and, finally if needed, get a lawyer to help you.
Open Business Council offers resources, Trade Finance, business advice, SME Finance and a forum and directory for businesses! Improve your business and use the best digital, financial and funding tools to grow ROI – return on investment and ROA – return on attention!