Anuj Khanna founder and CEO of Kashkind, a business loans marketplace. Anuj is focussed on solving the problem of making business finance easily available to SME’s by automating the entire banking ecosystem and having one universal loan application process for all lenders.
Anuj Khanna is a highly experienced business development, corporate expansion, finance, marketing and product development expert with over 20 years international experience working for fast growing technology brands including:
Admarvel, ArqBravo Motors, Badoo, Bango, Boku, Buongiorno, Dialogue Communications, EVShare, FundLion, Further Networks, Globcoin, Isobar, InMobi, Infobip, Mobill, Monitor Clipper Private Equity, Mindmatics, Nokia, Neo Mobile, Netsize, Orange, Opera Software, Opera Mediaworks, Openbit, Spinlet, Star Arcade, Tanla, Vodafone, Venista Ventures, Verod Capital, Wau Movil, Wireless Expertise and The Wealth Initiative.
We work with several providers and established companies to fulfill a series of loans and financial needs for SMEs. The onboarding process is as accessible as it can be. Just fill one application form, adding the name of the company and different details like how much do they need, how long and for what reason and what type of loan product they are looking for. After that, the manual work ends and our work as a platform starts. Through our tech-based platform we find the best lender for their needs. We work with a network of lenders that range from banks to private companies that have different criteria. What we do is assess our clients’ own characteristics and present to them the best lenders for their needs so our clients can choose the ones that best fit them too.
As we understand that these products are complex and some business owners might be a bit scared of them, we are always available to assist them.
We have available many different products depending on the amount of finance these SMEs need, their size, their annual revenue, etc. We also have a specific loan program now for these difficult times of COVID-19. Our products are flexible, we have long-term loans, for cash flow requirements and loans for specific funding needs: expansion, scaling, modernization, etc.
We operate in the UK as a broker lender and we plan to expand worldwide.
I would say to not depend entirely on VC, angel investors and equity funding because it takes time to flow. There are other options regarding government-backed funding options, short-term loans and even banks that offer money for more immediate needs. Other interesting option is crowdfunding, which is a better option for a starting company than for medium size enterprises.