Are you struggling to figure out what specialty to choose withing a college of business? At most schools, they use the term major to indicate the sub-category of BBA (bachelor of business administration) degree students can earn. Of course, every institution has its own set of curricula and terminology, but in general, candidates select from four major areas of study. The first step, even before choosing a major, is figuring out how to finance the four years of higher education.

These days, even public universities are costly, so it makes sense to consider all your financing options. Just like choosing a degree category, consider taking the time to examine all the different ways to pay for college. After dealing with costs, your next challenge is to review the four most common fields of study, which include accounting/finance, management, marketing, and entrepreneurship. Before making the final decision, consider the kinds of jobs available to graduates in each area, as well as which kinds of degrees suit you style of learning and personal career goals.

Covering Expenses

Unless you or your family as already created a college fund that pays all the bills, you’ll be in the same boat as many other prospective students when it comes time to figure out how to pay for schooling. There are numerous methods available, but the most cost-efficient, common sense one is to obtain financing from a private lender. No matter your current financial situation, you can apply for a private educational loan online and get a response within a couple of days. Additionally, private lenders offer repayment flexibility for new graduates that makes sense for people of all income levels and in any career field.

Accounting/Finance

If you’re good at math, enjoy working with numbers, like the concept of managing money, and are otherwise a logical thinker, then a career in finance or accounting is an ideal choice. Accountants who go on to earn the CPA (certified public accountant) designation can choose from a virtually endless menu of jobs, including tax auditing, corporate finance, long-term financial planning, and business consulting. Finance majors tend to veer away from taxation, auditing, and balance sheets. Instead, they focus more in investments, profit-making strategies, and stock market trading. The comparable designation to the CPA for these professionals is the CFP, certified financial planner.

Marketing and Management

If you thrive on writing compelling ad copy, planning promotional campaigns, and finding new ways to sell products and services, marketing is the niche that will suit your skills. If you lean more toward the managerial and operations side of the planning field, and are more concerned about how to motivate, hire, and retain the very best employees, then a management specialty will likely be the best choice.

Entrepreneurship

Not all schools offer a specific major for prospective entrepreneurs, but more are adding the category every year. The focus in on a mixture of marketing, management, accounting, finance, and unique skills that come into play when starting a small company from scratch. When you earn a bachelor’s degree with an entrepreneurial emphasis, you’ll be ready to launch a startup business as soon as you graduate.